For Commercial Lending
Find businesses that need capital before they start shopping
Growing businesses need financing. But by the time they approach a lender, they are already comparing four offers. Boosta finds businesses showing expansion signals early — so you can start the conversation first.
The Problem
Sound familiar?
Late to the conversation, every time
When a business owner contacts you, they have already spoken to three other lenders. You are competing on rate and terms instead of relationship. The lender who reaches out first wins the trust advantage.
Broad marketing, narrow results
You spend on advertising and sponsorships hoping the right business owner sees your name at the right time. But capital needs are triggered by specific events — expansion, equipment purchases, contract wins — and generic marketing cannot time those moments.
Broker dependency limits your pipeline
Brokers control the flow and take a margin. Direct origination would improve your economics, but systematically finding businesses that need capital — at the right moment — has never been practical at scale.
How It Works
Here is what changes
Growth signals that indicate capital needs
Boosta detects expansion signals across thousands of businesses: new locations appearing, service area expansions, hiring surges, and increasing digital investment. Each signal correlates with a capital requirement.
- New location openings signal property or fitout financing needs
- Hiring surges indicate working capital and equipment requirements
- Service area expansion suggests operational scaling in progress
- Website and digital investment correlates with business growth phase
Define your lending criteria precisely
Tell Boosta your ideal borrower profile: industry vertical, region, business maturity, and the growth signals that matter most. The AI matches on business characteristics, not just category codes.
- Filter by industry verticals aligned to your lending appetite
- Geographic targeting by city, region, or state
- Trust score filtering surfaces well-regarded, lower-risk businesses
- Combine multiple signals to identify high-confidence lending opportunities
Trust scores as a soft credit signal
A business with a strong trust score — built from aggregated reputation signals — is likely well-managed and customer-focused. It is not a credit score, but it is a meaningful indicator of business quality that helps you prioritise outreach.
- Aggregated reputation signals across multiple platforms
- Strong customer sentiment correlates with business stability
- Consistent positive reputation suggests operational discipline
- Use as a pre-qualification signal before formal credit assessment
Build a direct origination pipeline
Move beyond broker dependency with a systematic approach to finding businesses that need capital. Track which industries, growth signals, and regions deliver the best lending opportunities.
- Weekly new prospects as the database grows and businesses are re-analysed
- Match quality scores help prioritise across large prospect lists
- Industry and region analytics for portfolio-level pipeline planning
- Export prospect data to integrate with your origination workflow
See It In Action
A typical workflow
You describe your ideal borrower: established SMEs in Victoria showing signs of growth — new locations, hiring activity, expanding service areas — particularly in trades, logistics, and manufacturing where equipment finance is common.
Boosta returns 300+ matches with growth signal breakdowns. Top result: a mechanical workshop in Dandenong that recently listed two new service bays and added heavy vehicle servicing — a clear signal they are investing in equipment and capacity.
A logistics company in Geelong also surfaces with strong signals: three new service areas added in the past quarter, strong trust score, and a website refresh indicating management investment. Growing logistics businesses always need vehicle and warehouse financing.
You reach out to the workshop owner: 'Congratulations on expanding into heavy vehicle servicing — that is a serious growth move. A lot of workshops in your position use equipment finance to manage the capital outlay on hoists and diagnostic gear. Happy to have a quick chat about what options look like.'
The owner had been thinking about financing a new $180,000 hoist but had not started looking at lenders yet. You are the first conversation, not the fourth. Application submitted within two weeks.
Thursday morning: Boosta alerts you to a new high-quality match — a refrigerated transport company that just won a contract with a major supermarket chain. Fleet expansion financing is imminent. You pick up the phone before any broker gets the referral.
Features
Made for commercial lenders
AI Matching
Boosta ranks every business by fit with your lending criteria. Growth signals, trust scores, and industry alignment combined into a single match score.
Learn moreProactive Alerts
Get notified when businesses matching your borrower profile show new growth signals. Reach out at the moment capital needs emerge, not months later.
Learn moreProspect Analytics
Track which industries, regions, and growth signals deliver the best lending prospects. Optimise your direct origination strategy with real data.
Learn moreFind businesses ready for capital
Start free — first matched prospects in under 15 minutes. No credit card required.